PayCargo is a cloud-based logistics payment platform enabling instant freight payments across ocean, air, trucking, and rail modes. The platform connects with over 5,000 active vendors including major carriers like MSC, Maersk, ZIM, and Evergreen, with most releasing cargo within one hour of payment approval. Ship & Pay enables one-time payments without account creation. PayCargo Finance provides carrier receivables financing and extended credit terms for shippers. The platform eliminates $15-27 per transaction costs associated with checks and wire transfers through ACH automation.