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    eCapital Carrier Factoring

    Carrier factoring with same-day funding and flexible advance rates.

    Founded 2001
    Boca Raton, FL
    501-1000
    www.ecapital.com
    Size:
    SMB & Mid-Market
    |
    Best For:
    Carrier

    Platform Overview

    eCapital provides freight factoring services for carriers and owner-operators with fast funding and competitive rates. The platform offers same-day payment on approved invoices, free broker and shipper credit checks, and a fuel discount program at major truck stops nationwide. Features include a mobile app for on-the-road invoice submission, real-time payment tracking, and flexible terms without long-term contract requirements. Dedicated account managers provide personalized support for growing carriers.

    Core Strengths
    • Tech-enabled underwriting with AI-powered invoice processing for fast approvals
    • 700+ team experts serving 80+ industries with specialized transportation focus
    • Acquisition-driven growth including Accutrac, Flexible Funding, InstaPay
    Best Suited For
    • Trucking companies seeking fast 1-hour funding on invoices
    • Last-mile delivery fleets needing tech-enabled factoring
    • Growing carriers requiring flexible contract terms
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    Why Choose eCapital Carrier Factoring

    Carrier factoring with same-day funding and flexible advance rates.

    Best For
    SMB & Mid-Market
    Carrier

    eCapital Carrier Factoring Features (8)

    Fast Funding - As fast as 1 hour on approved invoices
    Tech-Enabled Underwriting
    Fuel Discount Programs - Savings at major fuel networks
    Non-Recourse Options - Credit protection on qualifying invoices
    Flexible Contract Lengths - 6 months to 2+ years
    Back-Office Support - Billing and collections assistance
    Equipment Financing - Available through financing partners
    Dedicated Account Managers - 700+ team experts across 80+ industries

    eCapital Carrier Factoring Integrations (6)

    TMS Platforms
    ERP Systems
    Fuel Card Networks
    InstaPay (subsidiary)
    Banking Systems
    Mobile Portal

    Company Background

    Company Details
    Founded:2001
    Location:Boca Raton, FL
    Employees:501-1000
    Company History
    Founded 2006 Originally as Global Merchant Fund Corp
    2019-2021 Acquired Accutrac Capital and Flexible Funding/InstaPay
    May 2024 Funded $1M facility for Southern California last-mile fleet
    Funding History
    Private Equity Backed
    Multiple acquisitions including Accutrac, InstaPay, Flexible Funding
    Investors: Private equity

    Source: ecapital.com, Wikipedia. Data verified December 2025.

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