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    C2FO Working Capital

    Dynamic working capital connecting buyers and suppliers for early payment.

    Founded 2008
    Leawood, KS
    501-1000
    www.c2fo.com
    Size:
    Mid-Market & Enterprise
    |
    Best For:
    Manufacturers and Shippers
    Retailer / eCommerce

    Platform Overview

    C2FO operates the world's largest platform for working capital, connecting enterprises with their suppliers through dynamic early payment programs. Suppliers name the rate at which they'd like early payment, and the platform matches offers with available buyer capital. The marketplace model creates competitive pricing that benefits both parties. Processing $200B+ in funding requests annually across 180+ countries, C2FO serves enterprises like Costco, Unilever, and major logistics companies.

    Core Strengths
    • $400B+ lifetime funding with $1B daily milestone Dec 2024
    • Name Your Rate patented technology - suppliers set own discount rates
    • 6 of Fortune 10 as customers with 200+ enterprise clients
    • 42+ million invoices paid average 32 days early in 2024
    Best Suited For
    • Large enterprises with 200+ global clients including 6 Fortune 10 companies
    • Suppliers seeking flexible early payment with transparent pricing
    • Companies in emerging markets (Nigeria, India expansion 2024-2025)
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    Why Choose C2FO Working Capital

    Dynamic working capital connecting buyers and suppliers for early payment.

    Best For
    Mid-Market & Enterprise
    Manufacturers and Shippers
    Retailer / eCommerce

    C2FO Working Capital Features (8)

    Name Your Rate Technology
    Dynamic Supplier Finance
    C2FO SCF Propel - Upgrades legacy SCF programs in under 6 weeks (2024)
    One-Click Early Payment - Set rate, accept, receive immediate payment
    16+ Bank Funder Network - Diverse funding sources for large-scale programs
    Minute-Level Onboarding - Supplier enrollment in minutes vs weeks
    Multi-Buyer Dashboard - See invoices from all participating buyers in one place
    Working Capital Advisory - Real-time AP/AR analysis and recommendations

    C2FO Working Capital Integrations (7)

    Ivalua
    SAP
    Oracle
    ERP Systems
    Multi-Bank Network
    Procurement Platforms
    C2treds (India RBI)

    Company Background

    Company Details
    Founded:2008
    Location:Leawood, KS
    Employees:501-1000
    Website:www.c2fo.com
    Company History
    Founded 2008 C2FO established in Kansas City with Name Your Rate technology
    May 2024 C2treds launched - first US fintech on India RBI TReDS platform
    Dec 2024 Hit $1 billion daily funding, 30% revenue growth, 275K+ customers
    Funding History
    $230M+ raised
    IFC $30M (April 2025), major VCs
    Investors: IFC, Union Square Ventures, Mithril Capital

    Source: c2fo.com, PRNewswire. Data verified December 2025.

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