eCapital Transportation Factoring

eCapital Transportation Factoring is a freight finance solution for trucking and logistics businesses that need faster, more reliable access to working capital. Built on eCapital's specialty finance platform, it converts freight invoices into immediate cash so carriers and brokers can cover operating costs, accept more loads, and stabilize cash flow. This is a financial service, not a transportation management system. The factoring process is straightforward: carriers or brokers submit eligible freight invoices, eCapital advances the funds (minus a factoring fee), and then collects from the payer directly. This eliminates the cash-flow gap between invoice issuance and customer payment. eCapital also offers fuel advances through a connected program, enabling carriers to access funds specifically for fuel costs between invoice submission and payment. The eCapital mobile app provides 24/7 account access, load searching, and funding status visibility. Expedited funding options—including 1-hour and weekend funding—are available where program terms and eligibility allow. Contact eCapital to confirm specific funding timelines available for your account type and factoring volume. eCapital serves transportation factoring clients and also offers factoring and specialty finance solutions for other industries through its broader platform. The company operates across North America and select international markets; confirm specific geographic coverage and program availability with eCapital.